Read Trust main motto is to provide Insurance coverage to its all registered members.
The Highlights of the plans are as under:-
1. Any one between the age group of 18 to 59 are eligible for coverage.
2. Age Proof:– Member should submit any one of the following document to Read Trust office along with insurance proposal form for coverage:-
a) Ration Card
b) Extract from Birth Register
c) Extract from School Certificate
d) Voter’s List
e) Identity card issued by reputed employer/Government Department
f) Unique Identification Card (Aadhar Card)
i) NATURAL DEATH
Upon death of a member, during the period of insurance cover the Sum Assured of Rs.30,000/- under assurance, then in force, shall become payable to the nominee.
ii) ACCIDENTAL DEATH / DISBILITY BENEFITS :
The following benefits are provided to members in case of accident, during the period of insurance cover
a) On death, due to accident Rs.75,000/-
b) Permanent Total Disability, due to accident Rs.75,000/-
i. Loss of 2 eyes or 2 limbs Rs.75,000/-
ii. Loss of one eye & one limb, in an accident Rs.37,500/-
iii) Scholarship benefits
Scholarship as a Free Add-on benefit will be provided to a maximum of two children of the beneficiary studying between 9th to 12th Standard @ Rs.100/= per month for each child payable half yearly – on 1st July and on 1st January, each year.
This Insurance coverage is must for everyone, especially for people working in any one of the following UN-organised sector.
|1||Beedi Workers||25||Food Stuffs like Khandsari / Sugar|
|2||Brick Kiln Workers||26||Textile|
|3||Carpenters||27||Manufacture of Wood Products|
|4||Cobblers||28||Manufacture of Paper Products|
|5||Fishermen||29||Manufacture of Leather Products|
|7||Handicraft Artisans||31||Rubber & Coal Products|
|8||Handloom Weavers||32||Chemical Products like candle manufacture|
|9||Handloom & Khadi Weavers||33||Mineral products like earthen toys manufacture|
|11||Leather & Tannery Workers||35||Transport Drivers Association|
|12||Papad Workers attached to ‘SEWA’||36||Transport Karmacharis|
|13||Physically Handicapped Self Employed Persons||37||Rural Poor|
|14||Primary Milk Producers||38||Construction Workers|
|15||Rickshaw Pullers / Auto Drivers||39||Fire Crackers’ Workers|
|16||Safai Karamacharis||40||Coconut Processors|
|17||Salt Growers||41||Aanganwadi Teachers|
|18||Tendu Leaf Collectors||42||Kotwal|
|19||Scheme for the Urban Poor||43||Plantation Workers|
|20||Forest Workers||44||Women Associated with Self-Help Groups|
|22||Toddy Tappers||46||Overseas Indian Workers|
|23||Powerloom Workers||47*||Rural Landless Households|
|24||Hilly Area Women||48||Unorganized workers covered under RSBY|
Claim Procedure :-
Insured persons family members can approach with policy document to Read Trust office for Assistance.